Who are City Wealth Management LLP?
CWM was established in 2003 following careers spanning 45 years across the industry, in fact we have been advising many of our clients for over 10 years. We are a group of friends who found themselves in the same industry and share the same strong ethics and vision who decided to join forces in the fight against poor advice.

The firm believe that fundamentally wealth planning and financial management is about having the insight, knowledge, experience and skill to fully understand a client's current financial situation and then working out the best financial strategy to improve that situation.

What is Financial Advice?
At City Wealth Management LLP, our experience is that few peple understand what financial advice is really all about.  It is simply this; helping you to get the very best out of your financial resources and protecting you against the worst that life or the economy could throw at you. We at City Wealth Management LLP believe that there is only one way to accomplish this goal, independent financial advice.

Fighting the image of the commission hungury sales-person:
The image of the commission hungry sales-person could not be more inappropriate at CWM becuase what we are selling is advice not policies.  You may have heard a lot about Financial Advisers overcharging clients in the press over recent months, at CWM this is not the case, we have been working on a our charging structure for over a year now and have perfected an easy guide of commissions or fees, which are completely unbiased to product, provider and service.  This leaves the payment method choice to you.  Everyone is charged the same rate irrelevant of size or service.

Our Services:
We offer a comprehensive financial planning service for all your investment and protection needs:

• Retirement Planning
  When do you want to retire and how much income will you need?  Have you considered the amount of provision already in place and how this is performing, i.e. a growing fund or poor performing fund?
  
• Investments/Regular Savings
  Are you making the best use of any spare capital or surplus income?  Have you reviewed your existing investments to ensure that you are not losing money through a poor performing investment.  In addition have you considered how much investment risk you are taking and if your chosen investment funds are making or losing you money?
  
• Inheritance Tax Planning
  How much of your hard earned wealth will pass to the tax man when you die?  Do you want to do something about this?  With all of the changes in the tax rules over the last year or so, have you reviewed your current situation?
  
• Life Assurance
  How much cash would your family need to maintain their current lifestyle if you die prematurely?  
  
• Income Protection
  Would you require a regular income or a cash sum if you suffered a serious illness or disability - who would pay your mortgage and put food on your table if you were unable to work?
  
• Mortgages
  Do you want to reduce your current mortgage outlay or are you moving home? 
  
• Ongoing Servicing
  We offer an ongoing servicing package to suit everyones budget and needs, these packages offer you the opportunity to have a personal contact at City Wealth Management with whom you can contact regularly to answer any of your queries, in addition to many other benefits such as at least yearly reviews. 

We hope you find the site both useful and informative. We would welcome your feedback not only on the current content and presentation of the site but how you feel it could be improved or indeed what other services or information we could include to help you.

If you do have any suggestions please e-mail us or use one of our contact forms